Credit Check

Obtain a credit report from the credit bureau for a candidate's financial reliability.

smiling filipino candidate

Obtain a credit report from the credit bureau for a candidate's financial reliability.

Turnaround Time:

3-12 business days

Recommended for:

Financial and lending institutions

Disclaimer: Report turnaround varies upon candidates' promptness in submitting documents.

smile checks background check report

Learn more on how your candidate handles credit with these easy steps!

Step 1: Select what kind of checks to run.

Step 2: Send the request to the applicant.

Step 3: The applicant consents to the use of their data.

Step 4: The check runs automatically. Once finished, the results are automatically sent to you.

FAQs

A credit check involves reviewing a candidate’s financial history to assess their creditworthiness.

Credit checks are used to evaluate whether a candidate is financially responsible in paying credit, especially for financial and lending institutions

A credit check includes information such as payment history, outstanding debts, and overall credit score.

No, a credit check for employment purposes is a “soft inquiry” and does not affect a candidate’s credit score.

Yes, Smile makes sure all information used on checks are user consented and adheres to local laws and regulations.

You can sign up for a free trial via our Smile Checks Portal, or book a 30-minute call with us so we can assist you!